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Global Credit Manager

Date: May 18, 2023

Location: Palm Beach Gardens, FL, 5 Years or More Experience, 33403

Company: TBC Corporation


For 65 years, TBC has committed itself to being “a tire company ahead of the curve.” In large measure this has meant anticipating key market trends and successfully capitalizing on them at every turn. From Wholesale to Retail, both nationally and internationally, that foresight has allowed TBC to become the industry leader in the private brand tire category.   TBC markets on a wholesale basis to regional tire chains and distributors serving independent tire dealers throughout the US, Canada, and Mexico. Through its NTW distribution centers, TBC also markets directly to independent tire dealers across the US.  The TBC Brands division represents 20 proprietary brands of tires specializing in passenger, commercial, farm and specialty tires.  Each brand is produced by nationally recognized manufacturers and has a reputation for quality, safety, and value. These brands are distributed to independent retailers and wholesalers throughout the US, Canada and Mexico.  In 2005, TBC Corp. was purchased by Sumitomo Corporation of America (SCOA). SCOA is the largest subsidiary of Sumitomo Corporation (SC), one of Japan’s major integrated trading and investment business enterprises.  In 2018 Michelin, the largest tire manufacturer in Europe, invested in the company which is now a 50:50, privately held joint venture between Sumitomo and Michelin.

The Global Credit Manager for TBC Corporate Services will be responsible for underwriting credit, monitoring risk, managing the credit process for the other Credit Analyst in both the US and Mexico, overseeing staff, updating customer master data and policy compliance for the Global TBC businesses.

Job Responsibilities

  • Assist in developing and standardizing written policy documentation related to the credit process
  • Interface with sales organization and Director of Global AR to communicate credit decisions and ensure timely review of new and existing customers
  • Make credit decisions and ensure timely review of new and existing customers
  • Review and interpret financial statement along with outside credit agency reports (i.e., D&B, Equifax)
  • Obtaining signed security agreements from customers
  • Maintain/Manage the credit decision software Bectran
  • Act as a liaison between the Credit Department and the Legal Department regarding securing all Security documents
  • Initiate process improvement and quality reviews to simplify and improve productivity
  • Negotiate documentation with customers to ensure transactions are properly secured
  • Resolve credit issues with customers
  • Work closely with TBC Mexico Credit to ensure processes are aligned and standardized globally
  • Oversee/Manage the Credit Analysts in both US and Mexico
  • Support TBC Code of Business Conduct
  • Other duties as assigned


  • Bachelor’s degree in Accounting, Finance, or related field
  • A minimum 5-10 years’ experience in underwriting credit
  • A minimum 5-10 years management experience
  • Strong computer skills – Word, Excel, PowerPoint, SAP
  • Vast understanding of credit reporting agencies (D&B / Equifax)
  • Possess a Senior Level skill set in reading/interpreting financial statements for the purpose of underwriting credit
  • Prior experience with UCC filings and other security instruments
  • Excellent verbal and written communication skills
  • Ability to manage relationships both internally and externally
  • Strong problem solving and customer service skills
  • Ability to function in a fast-paced environment
  • Travel may be required


  • Competitive compensation
  • Tuition reimbursement
  • 401k plan with a company match. Immediate 100% vesting
  • Comprehensive benefits including medical, dental and vision
  • Company paid short term disability and employer subsidized long term disability
  • Company paid life insurance
  • Generous paid vacation and paid time off
  • Purchase discount program
  • Employee assistance program
  • Flexible spending account
  • Discounted tire and automotive services
  • And more!

Company Overview

For 65 years, TBC Corporation (TBC), one of North America’s largest marketers of automotive replacement tires, has been a tire company ahead of the curve. Through worldwide operations spanning wholesale, retail, and franchise, TBC also provides automotive maintenance and repair services with best-in-class brands. TBC meets the needs of consumers in search of total car care at more than 3,200 franchised and company-operated tire and automotive service centers under the brands NTB®, Tire Kingdom®, Merchant's Tire®, Big O Tires® and Midas®. TBC serves wholesale customers in the United States, Canada, Latin America, Mexico and the Middle East through NTW, TBC Brands, TBC Dealer Group, TBC International and TBC de Mexico.


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