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Credit Analyst II

Date: May 5, 2023

Location: Palm Beach Gardens, FL, US, 33410

Company: TBC Corporation


As a Credit Analyst II for TBC Shared Services, you will be responsible for underwriting credit, developing / maintaining internal and external relationships, monitoring risk, managing account risk tolerances, updating customer master data and policy compliance for TBC Credit.

Job Responsibilities

  • Interface with sales organization to communicate credit decisions and ensure timely review of new, existing as well as customers brought on through acquisitions
  • Negotiate documentation with customers to ensure credit extensions are properly secured
  • Obtain signed security agreements from customers
  • Make credit decisions within assigned authority
  • Review and interpret financial statements along with outside credit agency reports (i.e D&B, Equifax) for the purpose of establishing / updating credit lines
  • Assist in developing and standardizing written policy documentation related to the credit process.
  • Initiate process improvement and quality reviews to simplify and improve productivity
  • Resolve credit issues with customers
  • Support TBC Code of Business conduct
  • Other duties as assigned


  • Must have 3 to 5 years of Underwriting experience
  • Minimum of 3 to 5 years of experience in analyzing company financials
  • SAP experience preferred
  • Bachelor's degree in accounting/finance or related field
  • Possess a senior level skill set in reading / interpreting financial statements for the purpose of underwriting credit
  • Vast understanding of credit reporting agencies (D&B / Equifax)
  • Prior experience with UCC filings and other security instruments used in underwriting credit  
  • Ability to manage relationships both internally and externally
  • Strong computer skills - Word, Excel, PowerPoint, SAP and JDE
  • Excellent written and verbal communications
  • Strong problem solving and customer service skills
  • Fast paced environment
  • Some travel may be required
  • Hybrid work platform: Monday and Tuesday onsite at 4300 PBC Way - Palm Beach, Gardens 33410 / Wednesday - Friday remotely


  • Benefits:
  • Competitive compensation and bonus
  • Tuition reimbursement
  • 401k plan with a company match. Immediate 100% vesting
  • Comprehensive benefits including medical, dental and vision
  • company paid short term disability and employer subsidized long term disability
  • Company paid life insurance
  • Discounted tire and automotive services
  • And more!


TBC Corporation is an Equal Opportunity Employer and maintains a Drug-Free Work Environment.





Company Overview

For 60 years, TBC Corporation (TBC), one of North America’s largest marketers of automotive replacement tires, has been a tire company ahead of the curve. Through worldwide operations spanning wholesale, retail, and franchise, TBC also provides automotive maintenance and repair services with best-in-class brands. TBC meets the needs of consumers in search of total car care at more than 3,200 franchised and company-operated tire and automotive service centers under the brands NTB®, Tire Kingdom®, Merchant's Tire®, Big O Tires® and Midas®. TBC serves wholesale customers in the United States, Canada, Latin America, Mexico and the Middle East through NTW, TBC Brands, TBC Dealer Group, TBC International and TBC de Mexico.



Nearest Major Market: Palm Beach
Nearest Secondary Market: Miami

Job Segment: Credit Analyst, ERP, SAP, Outside Sales, Finance, Automotive, Technology, Sales