Credit Analyst II

Description

As a Credit Analyst II for TBC Shared Services, you will be responsible for underwriting credit, developing / maintaining internal and external relationships, monitoring risk, managing account risk tolerances, updating customer master data and policy compliance for TBC Credit.

Job Responsibilities

• Interface with sales organization to communicate credit decisions and ensure timely review of new, existing as well as customers brought on through acquisitions
• Negotiate documentation with customers to ensure credit extensions are properly secured
• Obtain signed security agreements from customers
• Make credit decisions within assigned authority
• Review and interpret financial statements along with outside credit agency reports (i.e D&B, Equifax) for the purpose of establishing / updating credit lines
• Assist in developing and standardizing written policy documentation related to the credit process.
• Initiate process improvement and quality reviews to simplify and improve productivity
• Resolve credit issues with customers
• Support TBC Code of Business conduct
• Other duties as assigned

Qualifications

• Must have 3 to 5 years of Underwriting experience
• Minimum of 3 to 5 years of experience in analyzing company financials
• SAP experience preferred
• Bachelor's degree in accounting/finance or related field
• Possess a senior level skill set in reading / interpreting financial statements for the purpose of underwriting credit
• Vast understanding of credit reporting agencies (D&B / Equifax)
• Prior experience with UCC filings and other security instruments used in underwriting credit  
• Ability to manage relationships both internally and externally
• Strong computer skills - Word, Excel, PowerPoint, SAP and JDE
• Excellent written and verbal communications
• Strong problem solving and customer service skills
• Fast paced environment
• Some travel may be required
• Hybrid work platform: Monday and Tuesday onsite at 4300 PBC Way - Palm Beach, Gardens 33410 / Wednesday - Friday remotely

Benefits

• Benefits:
• Competitive compensation and bonus
• Tuition reimbursement
• 401k plan with a company match. Immediate 100% vesting
• Comprehensive benefits including medical, dental and vision
• company paid short term disability and employer subsidized long term disability
• Company paid life insurance
• Discounted tire and automotive services
• And more!

TBC Corporation is an Equal Opportunity Employer and maintains a Drug-Free Work Environment.

Company Overview

For 60 years, TBC Corporation (TBC), one of North America’s largest marketers of automotive replacement tires, has been a tire company ahead of the curve. Through worldwide operations spanning wholesale, retail, and franchise, TBC also provides automotive maintenance and repair services with best-in-class brands. TBC meets the needs of consumers in search of total car care at more than 3,200 franchised and company-operated tire and automotive service centers under the brands NTB®, Tire Kingdom®, Merchant's Tire®, Big O Tires® and Midas®. TBC serves wholesale customers in the United States, Canada, Latin America, Mexico and the Middle East through NTW, TBC Brands, TBC Dealer Group, TBC International and TBC de Mexico.

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